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About the hvcc 21 Benefits program
BENEFITS FOR FULL-TIME, PART-TIME, SEASONAL & 1099 WORKERS
About 21 Benefits for HVCC Members
Health Insurance Savings for Businesses of All Size
Small businesses with <50 Full-time Equivalent employees need greater selection and lower cost health insurance and benefits solutions. HVCC now offers this large portfolio of 21+ individual plan options for all small business members.
For Groups of 50+ Full-time Equivalent Employees subject to ACA requirements, our portal can either supplement existing group benefit programs, or can be offered exclusively for non-benefit-eligible workers, including part-time, temporary, seasonal, and 1099 contractors.
The Question
If we can show you a way to improve recruiting and retention with the help of 21+ attractively priced HVCC benefit plans, would you be interested?
The Answer: HVCC's Benefits Solution
HVCC now offers a full portfolio of 21+ benefit plans available to ALL workers, including part-timers. Each employer decides if they would like to pay a portion of premiums, with no minimum and no maximum premium commitment.
Blue Cross Blue Shield of Michigan
Good News! In keeping with our long tradition of promoting quality healthcare for small business, HVCC now offers the entire portfolio of plans from both Blue Cross Blue Shield and Blue Care Network of Michigan. HVCC allows each employee to select the Blue Cross plan that best fits their needs. Choose from 28 different Blue Cross of Michigan plans.
How much does Obamacare cost?
This Subsidy Qualification chart shows that even workers with higher incomes often qualify for an ACA subsidy.
The ACA health insurance monthly premium will be calculated based on the following factors - (don't worry, our enrollers do all the work - privately):
- Worker's age.
- Worker's income.
- The number of people in the worker's family being insured.
- Whether or not the worker is a smoker.
- The metal level of plan each worker chooses.
We Help Individuals & Families Capture an ACA Subsidy
Percentage of individuals claiming at least some subsidy: 97.26%
Percent enrolled in $0 deductible plans: 47%
Median Subsidy: $647.83
Average monthly premium after subsidy: $51/month
Percent of enrollees who qualify for $0 cost health insurance: 19%
Most enrollees qualify for some kind of premium subsidy.
How it Works
HVCC believes everyone should have access to affordable and quality health insurance. Our vision is to offer the most trusted and reliable source for health insurance information and services in the industry.
Full-service Enrollment Option - Benefit Counselors
For employers willing to pay part or all of the monthly premium for specific insurance products (optional) , we can schedule virtual education and enrollment meetings with every current worker and new hire .
Our trained benefits counselors will then enroll workers as they wish. Employers choose what plans they will (and will not) pay for.
Key HVCC Plan Benefits
Employers offering 21 Benefits will stand out among competing employers, which can help in both recruiting and retention.
Why is this HVCC Plan Unique?
* One monthly fee per employer grants eligibility for all workers
* Workers are eligible on Day 1 of employment
* Text a link to each new hire, and you're done!
* Minimal administrative headaches
* No cap on the number of participants
* Nationwide ACA subsidy assistance included
* No minimum participation requirement
* No minimum premium requirement
* No minimum per plan requirement - even one is enough
* Full-service enrollment for employers who contribute premium
* Hybrid/remote workers covered
* Full-time, part-time, seasonal, and 1099 workers included
* Offer all 21+ plans to all workers
* Available to workers residing in all 50 states
what if we love our current agent?
If you love your current agent, then they can remain involved.
Simply supplement with 21 Benefits at a nominal cost.
If you wonder what other service levels might be available for groups your size, then let's talk. We may be able to help you save even more by combining 21 Benefits with your existing benefit programs and have a single consolidated service team handle all routine service issues.
We can tailor our plans to fit your organization's specific needs.
APPLY IN MINUTES - NO HEALTH QUESTIONS ON PRIMARY BENEFITS
A Single Monthly Fee Per Employer for Unlimited Access
BRONZE PLAN
BRONZE PLAN
BRONZE PLAN
$100/Employer/Month - Includes Generic Association-Branded Booklet with Self-Serve Insurance Enrollment. Free Access for Sole Proprietors and Single Member LLC's.
Best for employers with <5 employees.
Need help choosing a plan? Call 888-775-8725.
SILVER PLAN
BRONZE PLAN
BRONZE PLAN
$200/Employer/Month - Includes Bronze Plan + Custom Branded Enrollment Booklet & Virtual or In-person One-on-One Enrollment of Sponsored Benefits.
Best for employers with 5-50 employees.
Need help choosing a plan? Call 888-775-8725.
GOLD PLAN
BRONZE PLAN
GOLD PLAN
$300/Employer/Month - Includes Silver Plan + Full Integration & Enrollment Options for Both New and Existing Benefit Plans. Both list bill and bill-to-home options available.
Best for employer with 50+ employees.
Need help choosing a plan? Call 888-775-8725.